Cost of Living in Nebraska 2026
7%
|
Lower Than National Avg.
Nebraska's 2026 cost of living is
$2302 per month for singles and $5068 per month for families of four.
Living costs in Nebraska are 7% lower than the U.S. national average.
Use Salary.com's Cost of Living Calculator to make informed decisions about living and working in your ideal location.
Cost of Living Calculator
How does Nebraska's cost of living compare to the national average in 2026?
Living in Nebraska is more expensive than the national average,
with housing costs 16.0% lower than average($1008
per month for a single person and $1848 per month for a family of four).
Food expenses run 1.0%
below average at $396
monthly for an individual and $1287 for a family,
while utilities, transportation and healthcare costs are 9.6% lower at about $791 per month
for one person and $1763 for a household.
| Expense Category |
Average Monthly Expense Single Person |
Average Monthly Expense Family of Four |
Compare Nebraska to: U.S. Average |
|---|---|---|---|
|
1008 | 1848 |
|
|
396 | 1287 |
|
|
152 | 261 |
|
|
372 | 790 |
|
|
267 | 712 |
|
2026 Cost of Living: Nebraska Major Cities vs. National Average?
The cost of living varies across major Nebraska cities. North Platte, Omaha,
Bellevue ranking as the most expensive. Among Nebraska cities, Norfolk,
Grand Island, Kearney have the lowest cost of living.
Cost of Living Index in Major Cities of Nebraska
A comparison of the Cost of Living indexes across major Nebraska Cities compared to the national average.
The calculations are based on the total cost of energy, food, healthcare, housing and transportation, among other factors.
| CITY, STATE | COMPARED TO NATIONAL AVERAGE |
|---|---|
| Omaha, Nebraska |
|
| Lincoln, Nebraska |
|
| Bellevue, Nebraska |
|
| Grand Island, Nebraska |
|
| Kearney, Nebraska |
|
| Fremont, Nebraska |
|
| Hastings, Nebraska |
|
| North Platte, Nebraska |
|
| Norfolk, Nebraska |
|
About Nebraska
The state is bordered by South Dakota to the north; Iowa to the east and Missouri to the southeast, across the Missouri River; Kansas to the south; Colorado to the southwest; and Wyoming to the west. The state has 93 counties and is split between two time zones, with the state's eastern half observing Central Time and the western half observing Mountain Time. Three rivers cross the state from west to east. The Platte River, formed by the confluence of the North Platte and the South Platte, runs through the state's central portion, the Niobrara River flows through the northern part, and the Rep...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Comments about the Cost of Living in Nebraska
Buying a home and the cost of living
If you want to buy a home in the beautiful state of Nebraska, you will find that home prices are generally below the median compared to most residential home markets in the country. Purchasing a home can be a lengthy and complex process. Besides the down payment, which is usually 15-20% of the selling price, there will be closing costs. If you own a home in your former location the sale of that home needs to be completed as well. Once you have purchased and moved into your new home, there will be utility and maintenance costs as well as property taxes and home insurance that will contribute to your cost of living. The advantages of living in Nebraska are many, and below median prices for homes is one of them to consider. (
2026-03-26
salary.com
)
Healthcare access and affordability and your cost of living
Nebraska is ranked number 22 out of all states in overall healthcare access and affordability.
Healthcare costs make up a significant part of the cost of living. The ability to afford healthcare as well as the ability to access care are key indicators of how much you will be paying for this important resource if you move to another state. Affordability is generally measured by the rates set for insurance coverage in a state, as well as the out-of-pocket expenses that need to be paid by you when receiving the care. If rates or out-of-pocket expenses are high, your cost of living will increase. Access to healthcare is how easy or difficult it may be to receive the care. Access is measured by identifying barriers that might prevent the delivery of care such as the inability to obtain insurance coverage, having to travel long distances to health care centers and lack of sufficient facilities and/or healthcare professionals. The timeliness of care, how fast you can get to see a healthcare provider, is another important measure.
(
2026-03-26
salary.com
)
Cost of Living Frequently Asked Questions
What is a Cost of Living index and how is it used?
In the simplest terms, a Cost of Living index is the estimated amount that represents the cost of the basic necessities required for an individual to live. A cost of living or COL estimate may typically include estimates for housing, food, energy, medical care, transportation, taxes, and other necessities. A COL index may be used to measure what the cost difference would be for a person living in a certain location compared to another location. This cost of living comparison helps individuals make decisions about where they would like to live and what they can afford based on the costs in that location. A cost of living comparison can provide guidance about how an increase or decrease in these basic living expenses impacts necessary spending for an individual or a family.
(
2026-03-26
salary.com
)
What factors are included in estimating your cost of living?
The Salary.com cost of living calculator estimate is based on data related to five general categories: housing, food, healthcare, transportation, and energy. These are the universally recognized core components of any cost of living estimate and represent those expenses that apply to everyone. Obviously, there may be other factors that could contribute to your particular cost of living situation and not everyone has the same spending habits. For example, education and/or childcare costs might not apply to everyone, but for those who have those expenses, they could be significant and should be considered when you evaluate your cost of living comparison.
(
2026-03-26
salary.com
)
The Salary.com cost of living calculator is unique in that it also incorporates current salary data for thousands of jobs specific to a chosen home or work location to provide a more refined estimate of the cost of living variations. You can see how your job and your salary will be impacted by a change of location. If you live in one location but work in another, the cost of living calculator will make those adjustments to provide an accurate estimate of the change in . The Salary.com cost of living calculator helps you to make cost of living comparisons cost comparisons easily and quickly.
(
2026-03-26
salary.com
)
See how much you can get when it is an hourly pay
Use our Salary Converter Tool, a user-friendly resource designed to see how much your salary will be if converted into hourly/weekly/biweekly/monthly/yearly pay. With just a few clicks, you can gain valuable insights into your earning potential, ensuring you make informed financial decisions.
See how much you can get when it is a yearly pay
Use our Salary Converter Tool, a user-friendly resource designed to see how much your salary will be if converted into hourly/weekly/biweekly/monthly/yearly pay. With just a few clicks, you can gain valuable insights into your earning potential, ensuring you make informed financial decisions.
Last Update: 2026-03-26